Prescription drug prices in the United States have been rising for several years, and the trend shows no sign of slowing down. That means many Americans find themselves looking for ways to reduce their prescription drug costs, especially for those with monthly or recurring prescriptions. If you have high co-pays or out-of-pocket costs for your prescriptions, read on for four tips on finding discounted prescription medications.
1. Compare different pharmacy prices.
The prices of prescription medications aren’t standardized or set by the government, so the cost of your prescriptions can vary based on what pharmacy you fill them at. If the price of your medication is too high, call other pharmacies in your area to see if they have the drug available at a lower price. Some pharmacies also offer loyalty cards for repeat customers to save money, so ask your pharmacist about any programs available that might help you save money.
2. Look for coupons and discounts.
If you want to find discounts and coupons, you can search Rx discounts online and see what offers are available for the drugs you’re currently prescribed. Your doctor and your pharmacist are often aware of discount programs, so ask about any you may qualify for. Drug manufacturers also occasionally offer coupons or rebates, especially for those experiencing financial hardship. It’s more than worth taking the time to search for coupons that you can use on all of your prescriptions, even if you don’t have health insurance.
3. Consider adjusting your dosage.
If your pills are able to be split using a pill splitter, you can maximize how long a refill will last without spending additional money. Some specialty drugs, like medications with a time-release mechanism, can’t be split without changing their effectiveness. Still, many prescription medications can be divided or split to extend the lifespan of each of your refills, so ask your doctor if that’s an option that’s available to you.
4. Ask your doctor about a generic version.
If you’re prescribed a brand-name medication, ask your doctor if there’s a generic version that you could try. Generic drugs are manufactured after the trademarks on the brand name version have expired. Generic medications are much less expensive, and often have more discounts available than newer medications. Even if the drug you’re prescribed doesn’t have a generic, sometimes there is a similar drug that does offer a generic version that may be just as effective for the condition you’re being treated for.
Don’t let your prescription lapse due to high prices and talk to your doctor about what you can do to make your medication more affordable. Having your daily prescriptions on you, in case of an emergency during travel or just for regular use, is essential if you want to stay healthy and consistent in the treatment of any medical condition. Having an abundant supply of your prescription medications is even more important when traveling, due to the likelihood that drugs may not be accessible or available.
It can be challenging to afford the rising costs of prescription drugs in the United States, but there are plenty of ways to save for savvy consumers. Coupons and discount programs can make a big difference for patients, especially those without a health insurance plan or who have a low income, as can changes in dosage. Generic drugs also offer the opportunity for relief on the price of many drugs for patients who can use them to treat their medical conditions. Don’t be afraid to ask your doctor or pharmacist for help if you’re struggling to afford the cost of your medicine, prescription adherence is an essential part of staying healthy.