How to start the New Year financially better off if you have a disability
Trying to juggle finances is difficult at the best of times. However, when you have a disability on top of that too, it can be incredibly tricky when it comes to first getting the right benefits sorted. The burning question most people have is: how long does it take to get disability? The truth is it can sometimes take a while. Here are a few bits of advice on the subject:
Keep on track of your benefit application
You may spend hours on your application and think that you have included enough detail about your disability in there. However, there is a chance that you will be asked for more information or that you may have your application initially rejected.
Therefore, you should expect that you may need to appeal the decision and it could mean delays. Then, if the decision is overturned, you may need to await back pay for a few months. So, to avoid any further delays, start the year by making sure you continually chase up how your application is progressing at every step of the way to ensure you keep the cogs turning.
Don’t be afraid to ask for concessions
There are many attractions, shops, and activities that provide concessions for anyone with a disability. So, wherever you are, before you part with your cash, you should be aware that you could be entitled to discounts and it is worth asking first if they do offer any. Otherwise, you risk missing out because you didn’t see any signs to notify you or because you were too shy to.
Check out nonprofits for advice
It’s not just concessions on leisure activities you should be aware of, but also discounts and financial support on services too. There is often some form of help provided towards everything from your tax bill to your phone services, food, and heating.
So, a great place to start to see what you may be entitled to be any website dedicated to your particular type of disability. There is likely to be a wealth of information on there about what financial help or breaks you could get which can help kick-start your year with a bang.
Learn how to maximize budgeting
Even if you are just trying to start budgeting by monitoring your outgoings more closely or comparing deals regularly on household bills, that is already a great start. However, what most people do not realize is that there is a very specific art to budgeting that is extremely effective, once it is mastered.
Make sure you try all of the best strategies and techniques when it comes to budgeting and don’t be afraid to set yourself goals and ambitions for the year ahead. Just because in January you are struggling to make ends meet, doesn’t mean that by December – once you have been vigilant in following advice – you couldn’t be in a position to buy a car or saving for a house.
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