Make 2016 the Year of Good Credit
Wouldn’t it be nice if your credit could stay “good” all of the time? Well, there are a ton of factors that relate to you having good credit. Whether you want to buy a car or a house or just have a good line of credit, you’ll want to follow these tips. Making 2016 the year of good credit just got a whole lot easier.
Pay Bills on Time
It’s like your credit score is watching you, it knows when you haven’t paid a bill on time. Which is why it’s so important to make this a priority. You can set up reminders to make sure you pay your bills on time. Or you can even pay them in advance. Good credit comes by making sure your bills are paid on time.
Keep up with Your Score
Sometimes it’s amazing as to what your score already is. You can keep up with your score by checking it on a monthly basis utilizing one of the free credit services out there. These websites will tell you what your credit score is without making a hard inquiry on your credit report. Keeping up with your score and knowing the number can help make 2016 the year of good credit.
Pay off Debt
It’s like everyone wants you to have debt because creditors are always sending you credit card apps and other opportunities. However, a good credit score truly comes whenever you get your debt paid off. It has to be a good balance. And you can make 2016 the year off good credit by getting some of that debt paid off.
Be Intentional with Your Money
What does this mean? Well, just because you can go out and buy a nice car and nice house because you have great credit, doesn’t mean you should. Using your money and credit a little bit wisely can help you to have a great credit score. Sometimes people get into trouble with their credit scores because they get a little too ambitious with everything they can buy with their “credit.” Be more intentional with your money and credit. Be sure to check out Four Seasons Ford for a few more great money saving tips.
Having a good credit score comes with time and with ensuring you use your credit wisely. What tips do you have to help make 2016 the year of good credit? I’d love to hear your tips!