Lets be real – keeping up with your finances is complicated. You have to learn how to budget, spend, and save while ensuring that you can pay your bills and handle life’s emergencies. It’s an essential life skill that you learn as you go. And in the beginning, you can make mistakes.
Everyone struggles with financial management, which is why service providers like ONE have worked hard to provide practical solutions.
Who Is ONE?
ONE was founded in Sacramento, CA, in 2019. It’s a modernized bank that offers a variety of products and services aimed at helping everyday consumers take control of their finances and their lives.
What Does ONE Offer?
ONE has various banking solutions. Here are some of the key ways that they simplify financial management for consumers:
In today’s busy world, it is impossible to find time to walk into a local bank or credit union to open an account, cash checks, transfer, or deposit funds. ONE customers have online accounts they can access whenever is convenient for them. By visiting ONE’s website or logging in to the mobile app, you can conduct financial transactions in real-time. View your balance, compare expenses to your budget, schedule payments for bills, transfer money into savings, share account details with qualified users, and more.
Early Paydays And Mobile Check Deposits
When you are paid by your employer, you want to be able to access your money quickly. Banking with ONE allows you to get your money faster. Direct deposit is free and easy to apply for and enables you to get your paycheck up to two days sooner.
If you have a paper check, there’s no need to stress about the long lines at the bank. ONE’s mobile check deposit feature creates a smooth-sailing process. Simply sign the check, take a picture, and submit it for deposit. Within a few business days, you have cash at your disposal.
Pockets Provide Clarity
Oftentimes, it can be easy to forget to track your expenses after you get paid. Unfortunately, this can lead to financial waste and unbalanced budgets.
ONE offers a banking product called Pockets. These are sub-accounts where customers can distribute funds for bills and more. You can customize Pockets to match your budget, depositing cash that matches the budgetary limits you’ve set.
For instance, you can create a Pocket for your rent, utilities, cell phone, groceries, and other monthly expenses. You can schedule transfers from your checking to the designated Pockets each month.
Pockets allow you to track your money, eliminate wasteful spending, and even set aside cash for emergencies and financial goals.
ONE’s products and services help everyday citizens make the most of their finances. By offering modernized affordable, convenient, and easy-to-use solutions that make financial management practices like budgeting and saving easier to accomplish, customers can rest assured that they are saving and spending their money to best of their abilities.