Winter Money Saving Tips to Transform your Finances
The festive season is just around the corner, which means two things. First of all, you’ve got some exciting celebrations to plan for. Secondly, you’re going to need to figure out how to keep your bills and expenses as low as the dropping mercury on your thermometer. Keep reading to find out some great ways to save during the winter to help keep your finances in order!
If you’re concerned that you won’t have enough cash in your budget for hiking energy bills and presents this holiday season – don’t panic. There are plenty of effective steps that you can take to boost your chances of successful saving this year. We’ve put together just a few winter money-saving hacks to help you get started.
Seal up your Home
While air-sealing your home might sound a little daunting at first – it’s actually much simpler than you’d think. All you need to do is wander around your home looking for places where there may be drafts and closing them up with weather stripping and caulk. Some of the most common places that cold air gets into your home is around the edges of doors and windows.
While you’re looking for ways to keep the cold out, don’t forget that a heavy set of curtains can make a huge difference in some rooms too. Double up on your winter coverings during the festive season, and make sure that your insulation is up-to-scratch too.
Winter doesn’t have to be the most miserable time of the year. The chances are that you’ll want to spend more of your time indoors – but you can make the most of that fact by enjoying snuggling time with your loved ones. Grab some blankets and sweaters and create a cosy nest in your living room and bedroom where you can get warm.
Extra layers (and body heat) will help to banish the cold without forcing you to rely on raising your energy bills. If you do decide to turn the heating on in your home, make sure that you focus on heating only the room that you’re in and nowhere else.
Experiment with your Thermostat
Wearing extra layers and snuggling up with your loved ones should make it easier for you to reduce the amount of heating you use. Once you’ve started to make those adjustments, you can begin to gradually turn your thermostat down a couple of degrees at a time. Remember, you don’t need to make huge changes straight away, you can start by dropping from 68 degrees to 66, or 64, and continue until you start to feel a little less comfortable.
You could also consider splashing a little extra cash on more efficient heating tools for your home. For instance, take out a personal loan via MoneyWorld loans and use it to upgrade your thermostat to a smarter model that automatically turns the heating on when you arrive home from work, and turns it off when you’re not around.
Cook Delicious Meals at Home
Cooking meals at home will save you money in two ways. First, you can often save a fortune on food when you make your own meals, rather than relying on take-out or restaurant fare. Secondly, cooking meals in your own home also means that you’ll have the stove running for a little while, which acts as an extra source of heat for your house. Talk about a Money Saving Tip to Transform your Finances!
In the summer, slaving over a hot stove can be a nightmare. However, during the winter months, it’s much easier to manage the headache of a hot oven. You might even find that you and your family want to gather around when you’re baking delicious treats like gingerbread cookies.
Switch to Energy-Efficient Holiday Decorations
Finally, don’t let your festive spirit drain your bank account. If you’re going to be using holiday decorations this year, make sure that you’re not spending an absolute fortune on them. Energy-efficient LED bulbs and other decorations designed to look great without using up too much energy can be a very valuable addition to your home décor plan.
Consider cutting a few watts off your home décor plan, to begin with, and see whether you can still create the spectacular winter wonderland that you love that way. You might be surprised by the number of changes that you can make without reducing the impact of your home.
Remember to change the lights inside your home to energy-efficient bulbs while you’re decorating too. If anything in your property hasn’t already been upgraded to LED, now is the time to make the change. What other money-saving tips do you have to help us all save money this winter?